Turn your annual tax burden into a growing real-estate portfolio.

If you’re an expat earning well in Germany, you face one of the world’s highest tax burdens — and a system that’s hard to navigate from the outside. NeoCore makes investing here simple: tax optimisation and exclusive, off-market property (never listed on the public portals) — all from one team, in English.

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1000+
Properties placed
800+
Clients in Germany
NeoCore advisors in front of a premium German residential building
The problem

Every year, your tax bill disappears — with nothing to show for it.

If you earn €80k+ in Germany, a large share of your income vanishes in tax. Most high earners — expats especially — simply accept it, because the system feels impossible to navigate and there’s no time to learn it.

The same euro over ten years: lost to taxes versus built for you in real estate
The same money either leaves as tax — or builds an asset you own.

Pure loss, year after year

Your tax burden leaves and never comes back. Without a strategy, a higher income just means a higher bill.

A system built for specialists

The legal options exist — but understanding German tax and property law is a second full-time job you don’t have time for.

Your accountant only looks back

Filing last year’s return is not the same as planning the next ten years. Reacting isn’t optimising.

The best properties you never see

The properties that actually make this work are off-market — they never reach the public portals you have access to.

The method

The NeoCore Method — everything from one team.

No external brokers. No public market. One in-house team takes you from analysis to a managed portfolio.

The NeoCore Method in three steps: tax analysis, off-market selection, long-term support
1

Individual tax analysis

We assess your income and tax situation in detail and identify the legal options — precisely, for your case.

2

Tailored off-market selection

We match you to the right exclusive property — sourced off-market, never from public portals.

3

Long-term portfolio support

Financing, implementation and ongoing management — we support the portfolio for the long run.

A NeoCore advisor walking clients through an investment plan in the office
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The numbers

What would it actually cost you per month?

Pick a price and your income. See how your tenant and the tax office cover most of your monthly payment — while you build the asset.

How this is calculated

4.0% interest + 1.5% repayment, ~4% gross yield (WG from €800k ~5%), 4% depreciation, ~20% running costs (WG ~25%), ~7% one-time closing costs. Illustrative model, before Soli / church tax, not tax advice — your exact numbers come from the free analysis.

Your monthly payment−€0
Tenant pays rent+€0
Running costs−€0
Tax office gives back+€0
What you pay in, per month≈ €0

Plus ≈ €0/month flows into your own equity — not a landlord’s.

Plus ~€0 upfront, once — closing costs you bring from your own funds.

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The upside

What your tax could become.

Redirected into the right off-market property, the money you lose to tax each year can grow into a real portfolio — the kind our clients built (€200k–€548k properties, like Gabriel in Munich).

Illustrative real-estate portfolio build-up over ten years, reaching about 600,000 euros
Illustrative example based on real client volumes — not a guaranteed return.
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Your experts

A dedicated in-house team — not a call centre.

The people who personally handle your investment and property — based in Germany, working hand-in-hand with our in-house tax specialists, fluent in English, and accountable to you by name for the long run.

Robert, NeoCore real-estate & investment advisor Real Estate & Investment Advisor
Robert

Guides high earners through off-market acquisitions and the full tax-optimisation process — your point of contact from first analysis to a built portfolio.

Vasily, NeoCore investment & client advisor Real Estate & Investment Advisor
Vasily

Structures your portfolio around your tax situation and stays your dedicated, long-term point of contact — in English, by name.

Why NeoCore

Why high earners choose us.

Exclusive off-market access

Properties you won’t find on the public market — sourced directly.

Tax + property, one hand

Complete, all-in-one advice: tax optimisation and finding the property combined, not handed off.

Specialists for €80k+

Focused on high-income professionals — lawyers, doctors, entrepreneurs, executives.

Personal, long-term care

A dedicated, long-term client relationship that lasts — not a one-off transaction.

What you get

Everything included when you work with us.

  • Free strategy call (worth €500) — analysis of your tax situation and investment potential.
  • Individual investment strategy (worth €2,000) — a tailored plan for building wealth.
  • Off-market property access — exclusive properties, matched to your strategy.
  • Financing support — arranged with you, end to end.
  • Long-term portfolio care — ongoing management and support.
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Client stories

High earners who turned tax into assets.

Real clients on working with NeoCore — one hand, off-market, long-term.

“As an expat, you don’t know how to navigate the bureaucracy. NeoCore had everything streamlined — my wife and I bought in Munich, around 5% return.” Gabriel Senior web analyst · €548,000 · Munich
“I looked at ETFs, pensions, everything — real estate stood out for the tax reductions. What was different here was the simplicity.” Ali Havasi In tech, manager · €328,000
“Vasily was transparent and patient through the whole process — he explained every number and never left me alone.” Taliana Data scientist · €300,000
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A limited number of off-market properties are released each quarter, and advisory capacity is limited — exclusive properties are allocated first come, first served, and tax advantages depend on current law.

FAQ

The questions high earners ask first.

Do I need to understand the German tax system?
No. Tax optimisation and property come from one team — our experts design and run the strategy. You make the decisions; you don’t have to learn the rules.
What does the first step cost?
Nothing. You get an individual analysis of your tax situation and investment potential — free, and with no obligation.
Is this actually legal?
Yes. We use real estate as the legal instrument German tax law provides, applied correctly to your situation. How much you save depends on your personal income and tax class (Steuerklasse), and on current law.
Who do you work with — and who not?
We work with high-income professionals from €80k a year — including expats in Germany — lawyers, doctors, entrepreneurs and executives. We don’t work with speculators or anyone unwilling to invest for the long term.
How much do I actually have to do?
Very little. We handle analysis, off-market sourcing, financing, implementation and ongoing management — all in-house. You stay in control of the decisions.
Who will personally handle my case?
A dedicated in-house advisor — you’ll meet your experts by name. See “Your experts” above.
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Is NeoCore a fit for you?

Five quick questions, no email required — you’ll see your result right away.

Turn this year’s tax into next year’s assets.

Get a free, individual analysis of your tax situation and investment potential — no cost, no obligation.

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